A Primer on Karmic Darkening

By George A. Boyd © 2020

Q: What is the mechanism by which people have a spiritual fall? To what levels could they ultimately fall?

A: The Fire of the Divine Spirit purifies the karma behind the ensouling entity to the next nodal point, and this moves the Soul forward to that nodal point. However, if an individual engages in adharmic action, this can negate forward progress; indeed, if there is sufficient karmic accretion, it can move the ensouling entity down to lower nodal points.

Most people have some adharmic activity in which they engage, which accrues new karma. These can arise from reactive behavior of the ego not in alignment with the Self’s integrity and the Soul’s purpose. They can also come from enacting aspects of the issues in the unconscious mind that make up the psychological aspect of Pralabdha or Destiny Karma.

This new karmic accrual layers within the mind to various degrees, which leads to a progressively greater intensity of darkening. These can be described as follows:

  1. Between 1 and 108 forms of karmic darkening – In this scenario, your Soul remains in its current nodal point, but a thin layer of darkening is drawn over the presence of the Soul. This can be readily effaced through extra practice of transformational mantra.
  2. Descending one nodal point – Here, the amount of karmic accretion is sufficient to move your Soul back one step to the next lower nodal point. This can also be overcome through extra practice of transformational mantra.
  3. Descending two to thirteen nodal points – In this type, the karma accrued is sufficient to move your ensouling entity back to the lower edge of the current Subplane on which it dwells. This amount of karmic darkening requires significant extra practice of transformational mantra, together with repentance and voluntary behavior change.
  4. Descending one or more Subplanes – While your ensouling entity remains on the current Plane on which it dwells, moving down one or more Subplanes results in the loss of intuitive knowledge, ability, and virtue. There is noticeable coarsening of expression. You may forget what you have learned. You may revert to previous behavior, habits, and beliefs. This may require weeks of extra transformational mantra to overcome, plus the most poignant repentance and strict discipline is required to redeem the territory lost in your spiritual evolution.
  5. Descending to the next lower Plane – At his level of karmic accretion, the forgetting of knowledge, vitiation of virtue, and loss of abilities is marked. Repeated commission of sinful acts can progressively lead to this outcome. Usually by the time you have generated this much karma, you may turn away from pursuing further progress on the spiritual Path, and embrace the passions that are destroying you. At this stage, you typically see obsession with the object of your passion, and in some case, addiction to it. Lust, greed, intemperate use of alcohol and drugs, rage and hatred, or narcissistic self-glorification takes over your behavior at this point, and this adds more layers of new karmic accretion.
  6. Descending through two or more Planes – This level of karmic darkening can lead you down to the edge of the current Division of the Continuum on which you dwell. This might look like, for example, falling from the Wisdom Plane to the lower portion of the Biophysical Universe. Here forgetting, vitiation of virtue, and loss of abilities are profound. Negative character changes commonly appear at this stage—this can take the form of personality disorders, delusional or paranoid thinking, and increased anxiety and depression. When you fall to this extent, you may blame others for your problems, and project your own failures and weaknesses on others.
  7. Descending to the next lower Division – This immense degree of karmic obscuration causes you to reawaken the ensouling entity of the next lower Division, and become re-identified with it. For example, you might fall from the Planetary Realm into the Subtle Realm through repeated, egregious patterns of adharmic speech and behavior. Usually, this takes the form of a fall into the Lower Astral Plane. Depending on the nature of your adharmic karmic patterns, you could fall into the Lower Astral levels—of the chemical snare (alcohol and drug addiction), the sexual snare (sexual addiction), the criminal snare (engaging in criminal behavior), the power and corruption snare (engaging in the misuse of corporate or government power), or the spiritual enslavement snare (creating a religious cult or terrorist cell and entrapping others)—and become completely immersed in these evil patterns.
  8. Descending into the Lower Realms – For those who carry out the most horrific acts, you could create so much negative karma that you move beyond the first nodal point of the Subtle Realm, and fall into the Lower Realms that lie outside of the evolution of the Soul Spark. Among these hell-like worlds are
    • The world of living demons
    • The world of terrible fear
    • The world of madness
    • The world of terrible pain

If you were to fall into these profound depths and you were not repentant, and denied the Redeeming Light, upon death, you would lose the human birth and be reborn in the Animal or Plant Kingdom—and you would have to climb back up to the plateau to human incarnation again through the long and weary journey of transmigration.

Working with Adharmic Tendencies of Mind

These tendencies of mind that operate independently of the integrated structures of ego, Self, and soul, Mishra [1] calls vitarkas. Those on the spiritual Path actively attempt to overcome these patterns, and may engage in activities or spiritual practices designed to counter these negative impressions arising from the unconscious mind. Some of these practices include:

  • Repetition of mantras or prayers
  • Baptism or rites of ritual cleansing
  • Formal confession and repentance
  • Austerity, including fasting, and voluntary suppression of speech, or carnal appetites
  • Thought substitution, replacing evil thoughts with good thoughts
  • Invocation of the Divine for succor through prayer
  • Remaining in an altered state of consciousness to avoid triggering latent karmic impressions

In those who experience a major spiritual fall, their highest state of spiritual attainment remains a distant memory. However, certain of the abilities and knowledge gained at this pinnacle of their development may persist in them, despite their spiritual fall. So a person who has developed persuasion and negotiation skills may retain them, although these abilities may appear in a distorted or corrupted form at the lower level.

Religious moral training is designed to enable people to recognize these negative karmic patterns, and to turn away from them. Religious groups may also offer some ameliorative practices, such as prayer, confession, ritual cleansing and absolution, or austerity.

Those who utilize a transform the ensouling entity at the cutting edge of spirituality have the quintessential method to overcome the darkening effect of adharmic speech and action, but ultimately, they must eradicate these patterns altogether, so they cease performing this sinful speech and behavior.

We teach a transformational mantra in our intermediate meditation classes, the in-person Mudrashram® Master Course in Meditation and the by-mail and online Accelerated Meditation Program. We underscore that this transformational mantra is not designed to enable people to actively carry out sin and then try to clean it up afterwards. Rather, once you recognize these patterns arising in you, you will utilize all available means to root them out and to stop engaging in them.

We encourage you to learn this transformational mantra and practice it regularly. We also suggest that you employ the other methods included in these intermediate courses to work to rectify and overcome these wayward patterns of mind.


1. Mishra, Rammurti S. (1959) Fundamentals of Yoga • New York: The Julian Press • pages 147-150


Aspects of Karma

As the world is swept by the collective karma of the COVID-19 pandemic, it is important that you become aware of the different aspects of karma, and how these aspects play out in your life and the lives of others. The use of seed thoughts, ideas upon which you can meditate and gain insight and wisdom, is one of the varieties of reflective meditation. As you understand how karma operates, you can begin to work with it to change your personal destiny through controlling your thoughts, words, and deeds; as you use a transformational method that transmutes and dissolves your stored karma in your unconscious mind, your Soul moves along its spiritual evolutionary track towards its source and you fulfill the Purpose and Plan for which your Soul was sent forth into Creation.

By George A. Boyd © 2003, updated 2020

Q: Is this pandemic we are experiencing at this time punishment for our collective greed and selfishness?

A: It is important to get beyond simplistic notions of karma and gain a more complete and comprehensive understanding of what karma is and how it operates.

In order to gain a fuller understanding of what karma is and what is its action, it is recommended that you do reflective meditation on the following 17 seed thoughts, which will elucidate the operation of karma.

  1. Transmutation of karma – karma is dissolved into pure light: the dissolution of karma is the result of the descent of the Spirit through the Grace Bestowing Power of the Divine, through transformational methods, and through living through destiny karma in your life.
  2. Balancing of karma – equalizing of positive and negative aspects of desire, balancing of aversion and attraction to create detachment (Vairagya) and equanimity.
  3. Creation of karma – formation of desire seeds that lay dormant until they ripen into manifestation in the unconscious mind.
  4. Manifestation of karma – the nidana chain, the sequence of cause and effect that leads to birth and death.
  5. Law of reward – good karma that leads to positive situations and life circumstances: wealth, beauty, health, success, fame, power, virtuous conduct, positive family life, and positive afterlife.
  6. Law of retribution – bad karma that leads to negative situations and life circumstances: poverty, deformity, illness, failure, rejection, victimization, crime and addiction, negative family life; and tormented afterlife.
  7. Law of cause and effect – each cause has an irrevocable change on the universe, the planet, the community, other individuals, other species, your personality, and your body.
  8. Law of change – no karmic influence is eternal, but is released in its time and its season, as executed by the Lords of Karma.
  9. Group karma of nations – each individual, born in a national grouping must share in the political and economic destiny of his/her nation.
  10. Karma of racial groups – each individual, as part of a racial group must share in the karma of that race.
  11. Karma of ancestral groups – each individual, as part of a lineage of ancestors, must share in the cultural, psychological, and genetic transmission of that lineage.
  12. Law of purification – meditation upon the light and sound current (Nada) dissolves the karmic impressions stored in these Nadamic channels and eventually leads to liberation from all karmic bondage for your spirit.
  13. Law of thought – thought is a creative force; as a man/woman thinks, so he/she becomes.
  14. Law of reaction – joy and misery are the emotional experience of karma; suffering and reward are experienced emotionally.
  15. Law of incarnation – karma is stored physically in the tissues of the body.
  16. Law of remembrance – every thought, word, and deed is indelibly recorded in the Akasha (etheric matrix).
  17. The four states of karma – active, fantasy, latent, and vacuum.

When you study the stored karma embedded in your unconscious mind, you find that karma dwells in four states:

Active karma operates on the physical level. It is behavioral; compulsive behavior and addiction mark its expression. It may also appear as chronic genetic and constitutional illness.

Fantasy karma operates on the astral level—while no overt behavior is present, you experience strong craving and your mind is obsessed with the object of desire. Unresolved life issues that dwell as latent karma may also be expressed by psychosomatic conversion, resulting in unexplained pains or acute inflammation, for which no medical cause can be identified.

Latent karma, which operates on the causal level, is marked by lack of behavior, fantasy or craving, but seed impressions (samskaras) continue to remain in the mind. Given the requisite stimuli, these can be reawakened into fantasy or active karma. Constitutional conditions, for example, that are present as latent karma, appear as unawakened genetic latencies.

The Vacuum state of karma is marked by the complete dissolution of karma and the expression of pure, effulgent virtue, grace and power by the Soul in the absence of karmic obscuration and impediment. You turn the other three types of karma into the vacuum state through transformational meditation, which draws down the Light of the Divine Spirit to dissolve, transmute, and integrate the karmic impressions that are stored in the unconscious mind.

Those of you who are interested in learning how to use a transformational method to transmute your karma and allow your Soul to evolve spiritually and your spirit to become free will learn techniques to do this in our intermediate mediation courses, the in-person Mudrashram® Master Course in Meditation and the by-mail and online Accelerated Meditation Program.

On the Unexpected Sequelae of Pure Intentions

By George A. Boyd © 2019

Q: I have heard that if you have pure intentions and are not attached to your actions, you could even murder someone and not accrue evil karma. Is this viewpoint correct?

A: Intention is the conative force of the attentional principle—and while this aspect of your nature can (1) make Light attunements or activate a transformational mantra, (2) can project in full consciousness onto the inner Planes, and (3) can give suggestions to direct your inner vehicles of consciousness—it really isn’t the force that drives your behavior. The force that drives behavior is volition or will.

One of the problems that people have about intention is that they often conflate it with will. So you will hear people saying:

  • “I intend to lose weight this year through eating well and going to the gym.” [Commitment plus planning, executed via the personal octave of the will]
  • “The Soul will create what I visualize using intention.” [Transpersonal octave of the will operating through the wave of the present time on the Akashic Aether]
  • “It is my intention to honor my promise to you.” [Commitment plus conscience, executed via the personal octave of the will]
  • “The Yogis use intention to activate supernatural powers (siddhis)” [Cosmic octave of will, operating through the cosmic consciousness nucleus of identity]

Will causes action: action does have karmic consequences. The circle of action expands from self to your family, to your circle of friends and acquaintances, to your neighborhood, to your community, to your nation, to the world, to the universe, and ultimately, influences the collective consciousness in which we all dwell. In the article, “The Three Modes of Karma,” we discuss this sphere of karmic reactions.

Regardless whether you have pure intentions—e.g., I don’t mean to harm you in any way, I regard you with love and respect, or I experience you as a spiritual being and honor you—if you injure someone, the law of karma does not cease to operate. In this same article, we discuss the levels from which you can initiate action using the will—this spans from the aspect of will that emerges from the unconscious mind up to the Divine Will.

Only in this last instance, where you are acting under the aegis of the Divine Will, do you not create karma. Since most aspirants and disciples do not have continuous access to the Divine Will, they invariably continue to create new karma.

Certain aspects of this new karma you create can be transmuted through the Light when you use your transformational mantra, but other aspects do bring about consequences that impact your life. So the contention that pure intentions prevent the creation of karma is spurious; the law of cause and effect continues to operate regardless of whether or not you are detached from what you are experiencing and hold only loving thoughts for others.

Q: I have heard that it is desire that generates karma, so if you are desireless, you do not create karma. Is this true?

A: It is correct that karma is based upon desire. Desireless action (nishkam karma) presumes that you are acting without desire—and assuming you are able to genuinely do this—you are in effect, acting as an agent of the Divine Will.

To do this requires that:

  1. You know the Divine Will
  2. The Divine Will directs your action
  3. You act without any desire or resistance in your mind to what the Divine Will is directing you

In theory, this seems straightforward enough; we suggest, however, that this may be more difficult to do in practice. This is because:

  1. It is difficult for most aspirants and disciples to discern what is the Divine Will apart from the many potential suggestions for action that arise in different strata of their mind.
  2. Below the Third Planetary Initiation, the connection with the Monad is tenuous at best, so it would be unlikely that the conative influences that inspire your action would actually arise from the Divine Will.
  3. Most people have desire or rebellious tendencies in their unconscious mind that resist being obedient to the Divine Will, even were it possible to clearly discern this. So for example, if God gave you a direction, many times you would not wish to follow it, because you believe it infringes upon your freedom or interferes with something else you desire.

So while desireless action does help you avoid creating new karma, practicing nishkam karma is not so easy.

Q: What about the idea that detachment from action prevents any karmic repercussions?

A: There are a number of perspectives that have been advanced that suggest you can circumvent karmic reactions through detachment. Here are some of them:

  1. Actionless action (wu wei) – This perspective looks at action from the standpoint of the state of being at the highest level of the Metaconscious mind. This viewpoint holds that there is no doer and that action arises spontaneously in a ceaseless flow of events. If there is no doer, then, no karma is produced.
  2. God in action – This view, which certain New Age and New Thought thinkers propose, is that because the Soul is Divine—e.g., there is a Divine atom within the Soul—if you initiate action from the Soul, you create no karma… because, they explain, God is beyond the law of cause and effect.
  3. Creation is Maya – In Yogi Preceptor traditions, they have discovered that if you move cosmic consciousness along its track using a transformational method, your life and personality—and ultimately, the entire universe—come to take on a dream-like quality. Yogis reason, “if the world is unreal, and there is no real self, there is no one to take action. Therefore, you do not create karma when you obtain this detached perspective.” [We note that psychologists do not regard this state of unreality quite as sanguinely as do the Yogis: they refer to these states as derealization and depersonalization.]
  4. Only God is real – In Vedanta and Advaita schools of Jnana Yoga—Yogi Preceptor traditions of the First Cosmic Initiation—they hold that Brahman is the One Reality. In this philosophy, the idea of separation from the Divine is a delusion: once the Jnana Yogi realizes Brahman, the idea of creating karma is absurd, for God—and you are God—does not create karma.
  5. The Great Void beyond the field of karma – In several Supracosmic Paths, when the Supracosmic seed atom purifies its track up to its origin, it encounters a great Void. This Voidness appears to be actionless. It seems to the liberated one on this Path that this Divine Ocean of consciousness is the only Reality and only doer—from this standpoint there is only the Divine Will that pervades all Creation. So, they reason, the liberated one cannot do other than the Divine Will—because there is no state of identity other than the Divine.
  6. The great detachment (Vairagya) – On several Transcendental Paths— particularly T2, T3, and T5—uniting attention with the spirit is supposed to generate the state of complete detachment, transcending the mind entirely. Because, they reason, it is the mind and its embedded ego that is purported to be the source of karma, acting from this state of complete detachment is supposed to negate the karma that ego-based action creates.
  7. Existence beyond Creation (Avayakta) – On the 7th Transcendental Path, merging into Satchitananda, which is “beyond Creation,” is supposed to establish the devotee in a karma-less state. Therefore, any action they contend, taken while attention is united with Satchitananda is by definition, desireless action or nishkam karma.

The main issue with each of these perspectives is that even if your attention is absorbed in one of these altered states of consciousness, the octaves of your will continue to operate. So even if it seems, for example, that action arises spontaneously in the state of being, the octaves of will are still functioning—the ego and the Self are still using their volition to produce the action that seems to arise of itself from the perspective of the voidness of consciousness.

Those who reach one of these other states of detachment or godlikeness, provided they do not suspend the activity of the octaves of volition entirely in a catatonic state, still produce action—and through action, they create karma.

How Did Karma Begin


How Did Karma Begin?

By George A. Boyd ©2018

Q: How did karma begin?

A: To understand how this process began for you, you need to understand the four phases of manifestation.

In the first phase, there was only God. You weren’t there at all. These three stages of the first phase created the multiple worlds and Planes, and the physical universe that we observe.

  1. Before Creation, there was only the Beyond-Beyond state of God, which was the original, Unmanifest State of God. Avatar Meher Baba referred to this stage as a soundless, shoreless Ocean. Some Hindu philosophers called this stage, Paratpara.
  2. Then, in the Creator or Word State, God sets into motion the multiple worlds and Planes, ultimately, the physical universe. This original vibration goes out from the form of God as the Creator.
  3. Then, there are the emanations of God. This established the Forms of God at each level of Creation, and they began to create the content at each level.

In the second phase, the aspects that make you an individual came out of the origin—your ensouling entity, your spirit, and the vehicles of consciousness that express them, and then the initial separation that occurred. This occurred in four stages.

  1. Emanation of the Soul – This marked the separation of the individual ensouling entity from God. Hindu Philosophers call this form of God, Purushottama.
  2. Emanation of the individual spirit – This marked the separation of the individual spirit from its source. In Sant Mat and Eckankar, they refer to this origin of the spirit as the Anami, the Nameless One.
  3. Emanation of the vehicles of consciousness – This marked the separation of the vehicles of consciousness your ensouling entity activates and operates through. In each level of Creation where you have an active ensouling entity, you have vehicles of consciousness to allow it to express on each Plane of Light. Each vehicle comes from its origin.
  4. Karmic veiling principle – This marks the initial separation of the Soul, spirit, and vehicles of consciousness from God. This process embedded karmic impressions in the unconscious mind, creating the veil between the Soul, the spirit, and its vehicles of consciousness from its origin. In Sant Mat, they believe Kal Purusha, who rules the Lords of Karma, was the Form of God who originally put in this seed of separation.

In phase three, your ensouling entity activates its faculties, so it can begin to operate and function. This comprises the activation of five innate powers, or Shaktis.

  1. Activation of the will principle (Ichaichashakti) – This empowers each individual to act as a free will agent. This forms the basis of your transpersonal and personal octaves of volition.
  2. Activation of the awareness principle (Kundalini Shakti) – This enables individuals to become aware of the content of their vehicles of consciousness. This makes you a Self aware and Soul aware individual.
  3. Activation of the knowledge or wisdom principle (Jnana Shakti) – This forms the basis of your ability to remember and communicate your experiences.
  4. Activation of the life principle (Prana Shakti) – This imbues the vehicles of consciousness and the body with life, which allows your ensouling entity to incarnate. This life force animates the causal body, your astral body, and your physical body—so in whatever world you are incarnate, life is there to animate that form.
  5. Activation of the sensory principles (Indriya Shakti) – This activates the vehicles of consciousness and the body to become aware of the environment and other living beings. This is the basis of your ability to use your physical and subtle senses.

In stage four, you used these faculties to make new choices and you set into motion the Law of Karma. This set up the process of reincarnation—and after uncountable Aeons—got you to where you are now. So phase four is:

  1. Activation of karma – Individuals create new karma as they live their lives, and this shapes future lives. They continue this process until they begin to do transformational spiritual work, which begins to dissolve, transmute, and integrate some of the karmic accretions they have generated over unfathomable amounts of time.

If this transformational process is continued, they can ultimately return to the source from which their ensouling entity, spirit, and vehicles of consciousness originated. This results in Liberation. This transformative, transmutation and integration process continues for each Band of the Continuum of Consciousness—Subtle, Planetary, Transplanetary, Cosmic, Supracosmic, and Transcendental—until you have liberated each ensouling entity, spirit, and vehicle of consciousness.

When you complete this process, you become a Multiplane Master or Adi Sat Guru, and you gain Mastery over stages four through twelve. You can actually use karma from the universal reservoir to emanate an ensouling entity, spirit, or selected vehicles of consciousness—and to turn on those Shaktis—to carry out advanced spiritual work. In our tradition, we call this form of spiritual activity, Bodhisattva projects.

So you will continue to create some karma, but when you reconnect your volition with the Divine Will as you spiritually evolve, you will be stopped from doing a lot of the dumb stuff that gets you into karmic entanglements and produces the many crises and predicaments that have generated untold suffering and misery for you. And the misery and suffering you experience? Most of it is because of your own choices.

Those of you who wish to learn about how you can begin this transformation, transmutation, and integrative process that enables you to return to the origin at each level of the Continuum of Consciousness, can learn about how to do this in our intermediate classes, the in-person Mudrashram® Master Course in Meditation and the by-mail and online Accelerated Meditation Program.

The Difference between Destiny Karma and Soul Purpose

By George A. Boyd © 2019

Q: What is the difference between Destiny (Pralabdha) Karma and Soul Purpose? I’m not sure what arises from each of them.

A: Pralabdha Karma arises from the unconscious mind. It operates from your genes to influence physiological conditions, and from your life matrix to influence psychological issues. Your experience of destiny karma is that it operates outside your ability to control it using the intention of your attentional principle, the volition of your Self or your Soul, or the wish of your spirit. It appears to operate independently from the areas of your life and consciousness that you perceive are a part of you and that you direct using your conation.

Soul Purpose is communicated to your Self at the core of your personality as guidance through the intuitive stream coming from the your Soul; as support and encouragement from its unconditional love stream; and as concrete direction from its transpersonal will.

This is conscious cooperation between the Soul and the Self: the two form a willing partnership to enact the aspects of the Soul’s Expressed Purpose. While the Self may sense that a higher aspect of the Mind is expressing through it and using the aspects of the personality, it is a voluntary submission—the personality realizes that the Soul’s activity is both benign and necessary.

The Self’s encounter with Pralabdha Karma is not voluntary: it notes that some aspect of the body-mind operates autonomously. This discovery may lead to your attempts to fight against these patterns to eradicate them. It may guide you to seek out guidance and counsel to find out where these patterns originate and how to overcome them. It may inspire you to solicit help from spiritual agencies—many people’s spiritual quest has been sparked from their desire to overcome some intractable personal problem. It may bring you to accept these patterns as a part of your nature you cannot control and you realize that must live with them.

Pralabdha Karma arises from your unconscious mind; Soul Purpose comes from your Superconscious mind. Both function outside the parameters of the Metaconscious mind where your Self dwells.

While both come from outside the confines of the personality, their operation is different. Soul Purpose guides you develop yourself so you can enact aspects of its mission; Destiny Karma makes you undergo experiences of reward and retribution based on karma you generated in this or former incarnations.

We encourage you to contemplate which aspects of your nature arise from Pralabdha Karma and which are the whisperings of your Soul Purpose.

We teach you how to meditate on the causal body center of the Soul’s essential vehicle to tease out what your Pralabdha Karma comprises in the Karma Workshop, which is available in our Public Access webinars under the Public tab.

We go into greater depth as to what is your Soul Purpose in the Purpose Workshop, which also is available under the Public tab.

For those of who wish to know what is written in their four quadrants of Karma, and who do not have the current facility to meditate on their Soul’s causal body, may opt to do a Karma Reading. In this reading, we elucidate the major themes of written in your karmic reservoir. Those of you who may wish to know if current psychological issues stem from events in your previous lives may wish to obtain a past life reading.

To the degree that you plumb the mysteries of Destiny Karma and Soul Purpose, they will cease to be mysterious to you. You will come to know, accept, and cooperate when appropriate with these influences arising from your unconscious and Superconscious mind.